Below is a detailed breakdown of all top-up fees. For more information about prepaid Visa/Mastercard and bank tranfer fees, go to the brand page or scroll to the bottom.
The fees for prepaid Visa and Mastercard products vary depending on the specific card you select. We offer a wide range of card options, each with its own associated fee structure.
To view the most up-to-date information for both Visa fees and Mastercard fees, please visit the respective brand pages. Each card includes a link to view the applicable fees. for more information about our virtual card programs, go to our terms and conditions.
Bank transfer fees
To complete a bank transfer you pay both you pay both a fixed fee and a variable fee. The fixed fee is a set charge per transfer, while the variable fee depends on factors like the amount, currency, or destination. Most transfers arrive the same day, some even instantly. Each region may also have a cutoff time, which is the latest time in the day that a transfer can be initiated and still be processed that same day.
These fees also apply when sending money to Wise and Revolut accounts.
Country/Region | Variable Fee | Fixed Fee | Delivery Time |
EU (SEPA) | 4.90% | €0.49 | Instant |
United Kingdom | 4.90% | £0.49 | Instant |
Sweden | 4.90% | €1.50 | Instant |
United States | 4.90% | $0.49 | Same business day (cutoff) |
Canada | 4.90% | C$6.00 | Same business day (cutoff) |
Australia | 4.90% | A$1.99 | Same business day |
Switzerland | 4.90% | €4.00 | Same business day (cutoff) |
Denmark | 4.90% | €2.00 | Same business day (cutoff) |
Norway | 4.90% | €2.00 | Same business day (cutoff) |
Poland | 4.90% | €3.00 | Same business day (cutoff) |
Hungary | 4.90% | €4.00 | Same business day (cutoff) |
Romania | 4.90% | €4.00 | Same business day (cutoff) |
Czech Republic | 4.90% | €4.00 | Same business day (cutoff) |
Hong Kong | 4.90% | €4.00 | Same business day |
Turkey | 4.90% | €3.00 | Same business day |
Singapore | 4.90% | €2.00 | Same business day |
Why do we charge fees?
The fees we charge are essential for maintaining the quality and reliability of our services. They allow us to offer a broad selection of gift cards and ensure a secure, seamless experience for your transactions.
Please note that a significant portion of the costs is determined by the payment system providers themselves, and not by us directly.
